Detailed Disclosures & Partner Channel Matrix

We request you to read and agree to the following to continue to use this website with branding FinGlow Protect.

FinGlow Protect is a digital branding and web platform owned and operated by Parinita Janak Tejani, an individual AMFI-registered Mutual Fund Distributor (ARN-286180, EUIN-E538611). We operate purely as a client referral and distribution facilitation platform across all asset classes; no transaction processing or execution takes place directly on this domain. Client onboarding, processing, and portfolio management are securely handled offline or via the official, independent backend platforms of our trusted partners: Wealthy, ZFunds, Havmore Insurance Brokers Pvt. Ltd., Nuvama Wealth, Per Annum, and Prudent Corporate Advisory Services Limited. We are not SEBI-registered investment advisory services. Accordingly, we do not provide fee-based investment advice. All recommendations and services offered are in the capacity of a distributor and are not to be construed as investment advice.

The usage of the Website and the information provided herein is entirely at your own risk and FinGlow Protect / Parinita Janak Tejani reserves the right to make any changes, if and when it deems fit, to the website, the Privacy Policy, and this Disclaimer. In case you disagree with the Privacy Policy and this Disclaimer, then you should stop using the Website. If you continue to use the website, it would mean your deemed acceptance of the Privacy Policy and this Disclaimer.

The content of this website is for general information and guidance purposes only on matters of investments and wealth management for the personal use of the reader, who accepts full responsibility for its use. It reflects our views on mutual fund investing, wealth-building strategies, and financial wellness. The material is shared with the intention of enhancing financial awareness among investors and should not be interpreted as a solicitation, recommendation, or an offer to buy or sell any financial product or mutual fund scheme.

Mutual fund investments are subject to market risks, including the potential loss of principal. Please read all scheme-related documents carefully before investing. Investment decisions are recommended to you in alignment with your personal risk profile, investment horizon, and financial goals. Insurance is a subject matter of solicitation. P2P lending, NCDs, debentures, fractional real estate carry market and credit risk; please read all offer documents carefully before investing.

While we may share content highlighting trends, strategies, or hypothetical scenarios, none of this constitutes a promise or assurance of returns. Past performance is not indicative of future performance. References to specific mutual fund schemes or asset classes are purely illustrative and should not be treated as endorsements.

FinGlow Protect / Parinita Janak Tejani shall not be liable for any loss, damage, or expense arising directly or indirectly from any use of this website or reliance on the information provided herein.

We offer execution services through SEBI-registered platforms such as BSE Star MF, and other authorized intermediaries. As per regulatory guidelines, we may receive trail commissions from Asset Management Companies (AMCs) for mutual fund distribution services.

By accessing this website, you acknowledge and agree to the terms of this disclaimer.

Partner Channel Matrix

1. Mutual Fund Distribution

All mutual fund transactions on this platform are processed under individual ARN-286180 held by Parinita Janak Tejani (Valid From: 30-Jan-2024 To: 23-Jan-2027), and are seamlessly executed via our primary digital wealth platform infrastructure partners, Wealthy and ZFunds.

2. Insurance Intermediary Disclosures

• Standalone Health Insurance: All health insurance policies from Care Health Insurance Limited are directly sourced, solicited, and serviced by Parinita Janak Tejani, an active, individual health insurance agent holding Agency Code 20769610 under IRDAI guidelines.
• Life Insurance: Distributed in our capacity as a registered retail channel partner of Bajaj Life Insurance Limited across eligible digital tracking platforms.
• General Lines & Specialized Covers: Non-life general lines are systematically sourced and placed via our broker partnership code with Havmore Insurance Brokers Pvt. Ltd.

3. Fixed Income, Loans, and Alternative Assets

• Fixed return corporate deposits, bonds, and structured demat assets are facilitated through our business integrations with Nuvama Wealth and Wealthy.
• Retirement & Pension Solutions: National Pension System (NPS) onboarding, processing, and subscriber account management links are integrated via our institutional tie-up with Prudent Corporate Advisory Services Limited.
• Home Loan Facilitation: Finglow Protect facilitates home loans, mortgage products, and credit lines purely as an authorized referral channel partner using the secure digital credit engines provided by Prudent Corporate Advisory Services Limited. Finglow Protect does not directly lend or underwrite credit.
• Alternative Investments: Unsecured Peer-to-Peer (P2P) Lending and Fractional Real Estate products are facilitated strictly as referral infrastructure tracking links via Per Annum. These are high-risk, non-traditional alternative assets.